Mortgage Reinstatement
Offered by Georgia Mortgage Assistance
A one-time payment to the lender to catch up on or reduce delinquent mortgage payments or payments in forbearance.
Plain-language summary, written with AI
Cost & format
free · Online
Schedule
- Closed to new applications (final deadline spring 2026)
Who this is for
Georgia homeowners with a pandemic-related hardship (significant loss of income or increase in expenses after Jan 21, 2020); household income at or below 100% AMI, or 150% AMI if socially disadvantaged.
How to apply
Online application and prescreening at georgiamortgageassistance.ga.gov (now closed to new applicants)
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