OPA 1% APR Loan for USCIS Citizenship Application Fees
Offered by One Percent for America (OPA)
A 1% APR consumer loan helps eligible immigrants pay USCIS Form N-400 or N-600 citizenship application fees and repay over 12 months.
Plain-language summary, written with AI
Cost & format
1% fixed APR; loan amounts range from $380 to $1,385; 12-month repayment; possible late fee if payment is more than 15 d · Online
Schedule
- Online application; customer service Monday-Friday 9am-5pm EST
Who this is for
Must be 18 or older, live in CA, FL, IL, KS, ME, MA, NJ, NY, SC, or TX, have a Social Security Number, plan to apply for U.S. citizenship in the next 60 days using Form N-400 or N-600, have a U.S. debit card, meet credit requirements, provide proof of income or apply with a qualified co-borrower, and consent to electronic documents and a credit review. OPA says it is pausing applications from people from certain impacted countries due to a temporary federal policy affecting USCIS processing.
How to apply
Apply online in one sitting. Applicants need contact information, Social Security Number, exact USCIS citizenship fee loan amount, debit card information, and proof of income if available.
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