Debt Education And Certification Foundation (DECAF)
Debt Education and Certification Foundation, also called DECAF or BKCert, is a nonprofit agency that provides required bankruptcy credit counseling and debtor education. People can complete the courses online or by phone, and certificates are available after the course requirements are met.
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Debt Education and Certification Foundation (DECAF) provides pre-bankruptcy and post-bankruptcy counseling with several benefits for convenience. Our system is designed to aid you in meeting these... Main Services financial education credit counseling Serving adults 18+ individuals spouses
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What they offer 4
- Not yet verified
Credit Counseling ServicesService
- Recently verified· Jun 30
Credit Counseling Before Filing BankruptcyService
Approved pre-bankruptcy credit counseling for people who need a certificate before filing a bankruptcy case.
- Recently verified· Jun 30
Debtor Education After Filing BankruptcyService
Approved post-filing debtor education course for people who need a certificate before debts can be discharged.
- Recently verified· Jun 30
Fee Waiver RequestProgram
DECAF may waive course fees for debtors with household income below 150% of the federal poverty guidelines.
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