On the Road Lending
Serves Atlanta by phone or online (based in Dallas, TX).
(888) 464-6875 · more numbers below
On the Road Lending makes car loans for people with bad credit or no credit in Georgia, Kentucky, Mississippi, North Carolina, and Texas. Right now it is not taking new loan applications. Its sister nonprofit, OTR Resources, gives money coaching and car-buying help, and you do not need a loan to use it.
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What they offer 6
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Affordable Car LoansService
If you have bad credit or no credit history, this program offers affordable car loans, help choosing a vehicle, and financial mentoring to help you succeed. It is available to people in Georgia, Kentucky, North Carolina, Mississippi, and Texas.
- Info refreshed from their website· Oct 13
Affordable Vehicle LoansService
Low-cost loans to buy a reliable car, based on a person's character and not just a credit score. New applications are on hold right now.
- Info refreshed from their website· Oct 13
Auto Loan RefinancingService
Help for people who already have a car loan to lower the interest rate and monthly payment, or pay the car off sooner.
- Info refreshed from their website· Oct 13
Community Connections & ReferralsService
OTR Resources connects people to help in their community, such as money support, job programs, and other local nonprofits.
- Info refreshed from their website· Oct 13
Financial Education and Coaching through OTR ResourcesProgram
One-on-one money coaching from OTR Resources, the nonprofit partner. It covers budgeting and improving credit. You do not need to take a loan.
- Info refreshed from their website· Oct 13
Vehicle Selection AssistanceService
Staff from OTR Resources guide you through buying a car and help you pick one that fits your budget and needs. This includes researching cars and connecting you to trusted sellers.
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