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Debt Management Program

Offered by American Consumer Credit Counseling, Inc.

Info refreshed from their website· Oct 10From ATL Care research

260 Peachtree Street NW, Suite 2200, Atlanta, 30303

(800) 769-3571

ACCC combines your eligible credit card payments into one monthly payment. ACCC sends that money to your creditors, and you may get lower interest rates or some fee relief, depending on the creditor. It is not a loan.

Summary written by ATL Care from public information

Cost & format

$39 one-time enrollment fee, plus $7 a month per account (at least $7, at most $70 a month). The average is about $25 a · By phone

Schedule

  • Counseling hours: Monday-Thursday 9:00am-10:30pm EST; Friday 9:00am-8:00pm EST; Saturday 10:00am-9:00pm EST

Who this is for

Mainly for credit card debt. It also says unsecured debts like personal loans can be covered, but home, car and student loans are not. Not everyone needs or qualifies for it. You start with a counseling session.

How to apply

Talk with an ACCC counselor and build a budget. If the program fits, ACCC explains the monthly payment and how it works. Then you make one monthly payment to ACCC.

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The details that matter

Who they serve
AnyoneFrom the description, not confirmed

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