Interest-Free Higher Education Loans
Offered by Jewish Educational Loan Fund (JELF)
JELF provides last-dollar, interest-free loans to Jewish students with financial need.
Plain-language summary, written with AI
Cost & format
free · In person or online
Schedule
- Applications are generally open January 2-April 30 for the following academic year and August 1-September 30 for spring and/or summer semesters.
Who this is for
Students must identify as Jewish by lineage or conversion, have U.S. citizenship or lawful immigration status, live in Florida, Georgia, North Carolina, South Carolina, or Virginia excluding metro DC, be enrolled full-time in a degree-granting U.S.-accredited college, university, vocational, or technical program, show financial need, and maintain good academic standing. Applicants need documents such as photo ID, tax forms, financial aid award letters, school acceptance or transcript, FAFSA Submission Summary, and a cosigner.
How to apply
Apply online, submit supporting documents, complete a personal interview with a Local JELF Administrator or JELF representative, and wait for Loan Review Committee decision by email.
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