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Interest-Free Higher Education Loans

Offered by Jewish Educational Loan Fund (JELF)

Info refreshed from their website· Oct 10From ATL Care research

6065 Roswell Road, Sandy Springs, 30328

(770) 396-3080

Loans with no interest for Jewish students who still have a money gap after other aid.-accredited college, graduate school, or vocational school.

Summary written by ATL Care from public information

Cost & format

No interest, but the loan must be repaid. Loans are usually $1,000 to $8,000 a year; the average is about $5,000. · Online

Schedule

  • Two windows each year. Apply by April 30 for the next school year, or by September 30 for spring and/or summer terms. 2026 dates: interviews done by May 31 and documents by June 15, with loan amounts sent around Aug 1 (spring window); or documents by Oct 21, interviews by Oct 31, and amounts sent ar

Who this is for

Jewish by lineage or conversion. U.S. citizen or lawful immigration status (student visas do not count). Permanent resident of FL, GA, NC, SC, or VA (not metro DC), living there at least a year. Enrolled full-time at a U.S.-accredited school, with financial need shown by FAFSA and documents. A cosigner is needed, usually a parent, guardian, or relative.

How to apply

Fill out the online application. Upload your documents to your account. Find a cosigner. Do a personal interview with JELF. Apply after you have lined up other aid, including federal loans.

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