Debt Management Credit Counseling Corp. (DMCC)

Bankruptcy Counseling and Debtor EducationService

DMCC offers pre-filing credit counseling and pre-discharge debtor education for people filing Chapter 7 or Chapter 13 bankruptcy.

Budget CounselingService

A certified financial counselor goes over your money with you and helps you make a budget. The free session is tied to getting a debt plan or debt consolidation quote.

Credit Score AnalysisService

A DMCC certified credit counselor gives you your current credit score and a written list of steps to improve it. DMCC checks your credit with a soft pull, which does not hurt your score.

Debt Management PlansProgram

DMCC combines your credit card and other unsecured debt payments into one monthly payment, with the goal of lowering interest and payments. You start by getting a free quote.

Debt Reduction ProgramProgram

For people far behind on card debt, this program lets you repay half of your balance over 3 years with no interest or creditor fees. The creditors agree up front to forgive the other half if you finish.

Foreclosure PreventionService

Free counseling for homeowners who are having trouble paying their mortgage. A counselor looks at your situation and gives you a written plan, and DMCC may prepare a loan modification request to your lender.

Free Financial Education and SeminarsProgram

DMCC offers free money classes and materials, including videos, online courses, articles, a free financial literacy course, and seminars in South Florida community centers. Seminars come in English and Spanish.

Homebuyer Education and CounselingProgram

HUD certified housing counselors guide people through buying a home, from checking readiness and credit to loan applications and closing. Homebuyer workshops and online courses are also listed.