NACA is a national housing group that helps people buy a home and keep it. It teaches free classes, gives one-on-one counseling, and offers a home loan with no down payment, no closing costs and no fees. Homeowners who struggle with their payment can ask NACA to work with their lender for a lower payment.
Invest Atlanta is the City of Atlanta's economic development agency, and it runs several down payment assistance programs to help people buy a home inside the city. These programs give qualifying buyers thousands of dollars toward a down payment, closing costs, or a lower interest rate, as long as their income and the home's price and location meet program rules.
Georgia Dream is a Georgia Department of Community Affairs program for homebuyers. It offers 30-year fixed-rate home loans and extra help with the down payment for people who qualify. You start by contacting a participating lender, and buyers must also complete homebuyer education.
This is a nonprofit law firm that helps Georgia families who own inherited land or a home without clear legal papers (called heirs property). It clears up the title, writes wills and estate plans, and helps owners reach home repair and land programs. Its services are free, but it cannot take every case.
Develop & Empower USA (D&E) is a HUD-approved housing counseling agency with its headquarters in East Point, Georgia. It helps people get ready to buy a home, buy one, and keep it, with credit counseling, homebuyer classes, and foreclosure help. It also runs job training, youth, senior, and veteran programs.
D&E, also called Develop and Empower USA, is a HUD-approved housing counseling agency in East Point. It helps people get ready to buy a home, buy one, and keep it, with credit counseling, classes, and foreclosure help. It also runs programs for job skills, youth, seniors, and veterans.
DeKalb County's Community Development Department runs a down payment assistance program for first-time homebuyers purchasing a home in DeKalb County. Eligible buyers with income at or below 80% of the area median income can get up to $8,000 as a zero-interest loan that is forgiven after five years. A separate county-run program called WE DeKalb used to offer similar help but is currently paused while the county reviews how to improve it.
HUD is the federal housing agency. Its Georgia page sends people to the right place for housing counseling, public housing and Section 8 vouchers, FHA home loans, disaster help, and housing discrimination complaints. HUD says it is not a direct service provider, so most help comes through other groups it points you to.
AVLF is a nonprofit that gives free legal help to qualified people in Atlanta. It helps with evictions and landlord problems, protective orders after abuse, and some family law cases. Help starts with a phone call to the intake line.
Housing Justice League is a group in Atlanta where renters and homeowners organize to defend their right to stay in their homes. They run a tenant hotline, give out eviction defense manuals, and help neighbors form tenant associations. Volunteers also knock on doors to tell people facing eviction about their rights.
Atlanta Habitat helps families in Atlanta and South Fulton County own safe, affordable homes. It sells newly built homes to qualifying first-time buyers, and it repairs homes for qualifying owners through a loan that can be forgiven. It also runs ReStore, offers money and home-care classes, and welcomes volunteers.
Resources for Residents and Communities (RRC) is a nonprofit in Atlanta that began in the Reynoldstown neighborhood. It helps people get ready to buy a home and look after it. It offers online homebuyer workshops, a renovation loan class, and one-on-one counseling.
Resources for Residents and Communities (RRC) is a nonprofit that started in Reynoldstown in 1989. It teaches people about buying a home through HUD-approved online classes and one-on-one housing counseling. It also runs a volunteer pet help program called Pet Patrol.
SUMMECH is a nonprofit housing counseling agency approved by HUD. It works in Mechanicsville in Atlanta. It teaches classes on buying and keeping a home, gives money and housing counseling, and rents out apartments and houses.
Integrity Transformations CDC helps people on Atlanta's Westside find jobs and build better lives. It runs job training and placement programs, offers The BRIDGE for people returning home from jail or prison, and helps residents with housing and homeownership through financial education.
Metro Fair Housing Services is a nonprofit civil rights group in Atlanta that has worked since 1974 to stop housing discrimination. It takes housing discrimination complaints, gives free housing counseling, teaches classes on fair housing, and tests and investigates possible violations.
The Housing Help Center is the City of Atlanta's official housing resource center, and city employees called navigators work there. They help you find rental housing, homeownership help, and groups that can help with eviction, legal aid, utilities, home repairs and 311 code complaints. You ask for an appointment by filling out the intake form on the website.
The HUB is a website built by the Urban League of Greater Atlanta to help people buy and keep a home, with a focus on communities of color. You can ask to meet with a HUD-certified housing counselor, join homebuyer and credit webinars, learn about down payment help, and browse a directory of lenders, agents, inspectors and builders.
Invest Atlanta is the City of Atlanta's economic development agency. It helps businesses with loans, bonds, tax credits, and one-on-one office hours. Its site also has a section for homebuyers and homeowners. Its work is for places inside Atlanta city limits.
The Homeowners Employment Corporation is a HUD-approved nonprofit that helps people buy and keep their homes through housing counseling, money education, mortgage services, and job-search referrals. Its current website lists a Conyers office; state records connect the same organization to 2440 Wall Street in Conyers, so the College Park address on file appears incorrect.
