Fulton Homeownership Program (HOP)
Offered by Fulton County Downpayment Assistance
One Margaret Mitchell Square, Atlanta, 30303
(404) 613-4176 · more numbers below
A deferred, 0% interest second-mortgage loan of up to $22,500 to help first-time home buyers pay for down payment, closing costs, or an interest rate buydown.
Summary written by ATL Care from public information
Cost & format
Free (loan is forgiven over time if home stays primary residence) · In person or online
Who this is for
Must be a qualified first-time home buyer (or not have owned a home in the past three years), be approved for a first mortgage with a HOP Participating Lender, complete HUD-approved housing counseling, and buy a home under the program's purchase price limit.
How to apply
Contact a HOP Participating Lender or email downpayment.assistance@fultoncountyga.gov to begin the loan application and housing counseling process.
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