Homestretch Down Payment Assistance Program
Offered by Gwinnett County Downpayment Assistance
446 West Crogan Street, Suite 420, Lawrenceville, 30046
(678) 518-6008 · more numbers below
Gives qualified first-time homebuyers up to $10,000 toward a down payment as a five-year, zero-interest deferred loan that is forgiven if they live in the home for five years.
Summary written by ATL Care from public information
Cost & format
Free (forgivable loan, no interest) · In person
Who this is for
First-time homebuyer (or no home ownership in the past 3+ years), household income below 80% of Area Median Income, credit score above 580, front-end debt-to-income ratio 43% or below and back-end 55% or below; home must be in Gwinnett County and under the current price limit.
How to apply
Complete pre-purchase mortgage counseling, get mortgage lender preapproval, gather credit report and required documents, then submit the Homestretch Program Preapplication Form with supporting documents by email to Homestretch@GwinnettCounty.com.
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