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Single Family Housing Direct Home Loans

Offered by United States Department of Agriculture - Rural Development Home Loans

Recently verified· Jun 30From AI-assisted

Section 502 Direct Loans help low- and very-low-income applicants buy, build, repair, renovate, or relocate a home in an eligible rural area.

Plain-language summary, written with AI

Cost & format

In person or online

Schedule

  • Applications accepted year-round, October 1 through September 30.

Who this is for

Applicants must meet income limits, be without decent, safe, and sanitary housing, be unable to get reasonable credit elsewhere, live in the home as their primary residence, meet citizenship or eligible noncitizen rules, and buy in an eligible rural area.

How to apply

Check property eligibility, use the self-assessment tool if desired, and contact the Georgia home loan programs office at 706-552-2541 or Ga502Applications@usda.gov.

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The details that matter

Who they serve
Families, SeniorsAI-extracted, unconfirmed

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