Single Family Housing Guaranteed Loan Program
Offered by United States Department of Agriculture - Rural Development Home Loans
USDA works with approved lenders to help low- and moderate-income households buy homes in eligible rural areas with no down payment for those who qualify.
Plain-language summary, written with AI
Cost & format
In person or online
Schedule
- Applications accepted from approved lenders year-round, October 1 through September 30.
Who this is for
Applicants must meet income eligibility, generally not exceed 115% of area median household income, occupy the home as a primary residence, meet citizenship or qualified alien rules, and use an eligible rural property.
How to apply
Apply through a USDA-approved lender; the lender handles the application with USDA Rural Development.
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The details that matter
- Who they serve
- Families, SeniorsAI-extracted, unconfirmed
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