Georgia Dream Homeownership Program
60 Executive Park South NE, Atlanta, 30329
(800) 359-4663
Georgia Dream is a Georgia Department of Community Affairs program for homebuyers. It offers 30-year fixed-rate home loans and extra help with the down payment for people who qualify. You start by contacting a participating lender, and buyers must also complete homebuyer education.
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The details that matter
- Who they serve
- Anyone, Families, VeteransFrom the description, not confirmed
What they offer 9
- Info refreshed from their website· Oct 16
CHOICE AssistanceProgram
Bigger down payment help for households that include a family member living with a disability. It is up to 6% of the price or $12,500, whichever is less.
- Info refreshed from their website· Oct 16
Georgia Dream 30-Year Fixed MortgageProgram
A 30-year fixed-rate home loan for eligible homebuyers in Georgia. Approved participating lenders review your credit and make the loan.
- Info refreshed from their website· Oct 16
Georgia Dream Standard Down Payment AssistanceProgram
Down payment and closing cost help for eligible Georgia Dream buyers. It is up to 5% of the price or $10,000, whichever is less. It comes as a second mortgage with 0% interest.
- Info refreshed from their website· Oct 16
Homebuyer Education / CounselingService
Georgia Dream buyers must finish a HUD-approved homebuyer education course. DCA offers an online course through E-Home America and works with HUD-approved agencies for one-on-one sessions.
- Info refreshed from their website· Oct 16
Peach Advantage Loan ProgramProgram
A Georgia Dream conventional loan for buyers who do not meet the regular Georgia Dream rules, including those with higher prices, higher incomes or less cash to close. Down payment help of 2% to 5% of the first loan is available.
- Info refreshed from their website· Oct 16
Peach Plus Loan ProgramProgram
A Georgia Dream loan for FHA and VA borrowers who do not meet the regular Georgia Dream rules. Income and price limits are higher, and down payment help is available.
- Info refreshed from their website· Oct 16
Peach Select VA Loan ProgramProgram
A Georgia Dream VA loan with a low interest rate. It does not come with down payment help. Anyone who qualifies for a regular Georgia Dream VA loan can apply.
- Info refreshed from their website· Oct 16
PEN (Protectors, Educators & Nurses) AssistanceProgram
Bigger down payment help for public protectors, educators, healthcare providers, people who work in those fields, and active military. It is up to 6% of the price or $12,500, whichever is less.
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