Georgia Dream Homeownership Program
Georgia Dream is a state program run by the Georgia Department of Community Affairs that helps people buy their first home. It offers affordable 30-year fixed-rate mortgages plus a no-interest loan to help cover the down payment and closing costs. You also take a homebuyer education class, and you apply through one of their approved local lenders.
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State homeownership program.
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The details that matter
- Who they serve
- anyone,families,veteransAI-extracted, unconfirmed
What they offer 6
- Recently verified· Jun 24
Georgia Dream Standard Down Payment AssistanceProgram
A no-interest, no-monthly-payment second loan of up to 5% of the purchase price (max $10,000) to help first-time buyers cover the down payment and closing costs.
- Recently verified· Jun 24
PEN (Protectors, Educators & Nurses) AssistanceProgram
Increased down payment help of up to 6% of the purchase price (max $12,500) for public protectors, educators, healthcare providers, and active military.
- Recently verified· Jun 24
CHOICE AssistanceProgram
Increased down payment help of up to 6% of the purchase price (max $12,500) for households that include a family member living with a disability.
- Recently verified· Jun 24
Georgia Dream 30-Year Fixed MortgageProgram
An affordable 30-year fixed-rate first mortgage for eligible first-time homebuyers, offered through approved participating lenders.
- Recently verified· Jun 24
Homebuyer Education / CounselingService
Required homebuyer education through a workshop, an individual housing counseling session, or an online E-Home America course before closing a Georgia Dream loan.
- Not yet verified
HomeownershipService
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