Georgia Dream Standard Down Payment Assistance
Offered by Georgia Dream Homeownership Program
A no-interest, no-monthly-payment second loan of up to 5% of the purchase price (max $10,000) to help first-time buyers cover the down payment and closing costs.
Plain-language summary, written with AI
Cost & format
free · In person
Who this is for
First-time homebuyer (or no home owned in past 3 years), income within limits, 640+ credit score, liquid assets under $20,000 or 20% of sales price, and at least $1,000 of your own money in the purchase
How to apply
Pre-qualify with a Georgia Dream participating lender and complete required homebuyer education
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- Who they serve
- anyone,families,veteransAI-extracted, unconfirmed
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