Georgia Dream mortgage with down payment assistance
Offered by Georgia Dream Homeownership Program
60 Executive Park South NE, Atlanta, 30329
(800) 359-4663
A 30-year fixed-rate mortgage (FHA, USDA-RD, VA or conventional) with down payment and closing cost help of up to 5% of the price or $10,000, whichever is less.
Summary written by ATL Care from public information
Cost & format
Mortgage loan; down payment help is a loan · In person or online
Schedule
- Ongoing; about 60 days from application to closing
Who this is for
First-time homebuyer or no home owned in the past 3 years (with some area exceptions); household income within program limits; liquid assets after closing no more than $20,000 or 20% of the price, whichever is greater; minimum credit score 640 (660 for manufactured homes); about $1,000 of your own funds; home within county price limit.
How to apply
Contact a participating Georgia Dream lender to pre-qualify (lender list at gadream.com or call 1-800-359-4663), gather tax and income documents, and complete homebuyer counseling.
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The details that matter
- Who they serve
- Anyone, Families, VeteransFrom the description, not confirmed
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